Relaunching our health insurance service: the Brigantia approach
19th September 2025
We’re very pleased to announce the relaunch of our international health insurance service. For us, this is not just another product line, but an opportunity to extend the same principles that underpin everything we do at Brigantia: independence, transparency, and client-first advice.
Health insurance is one of the most important financial decisions for expats. Most of us move to parts of the world where state healthcare is either unavailable or unsuitable, and in many cases where even routine treatments can be eye-wateringly expensive. Having the right plan in place provides not just financial protection, but also peace of mind that if something goes wrong, the right care will be available when it is needed most.
Health insurance is one of the most important financial decisions for expats. Most of us move to parts of the world where state healthcare is either unavailable or unsuitable, and in many cases where even routine treatments can be eye-wateringly expensive. Having the right plan in place provides not just financial protection, but also peace of mind that if something goes wrong, the right care will be available when it is needed most.
How we are different
The international health insurance market is crowded with brokers, but not all brokers operate in the same way. Many only work with a small handful of providers - sometimes as few as three or four, or in some cases, just one! The result is that clients are not truly seeing the full range of options, and recommendations are too often influenced by the level of commission a broker receives rather than by what is best for the client.
We think that is entirely the wrong approach. Our terms cover all of the major international health insurance providers, and we compare the market for every client. Our job is not to push one insurer or one plan, but to find the most appropriate fit for each individual or family, based on their location, lifestyle, budget, and healthcare requirements.
This is the same philosophy we take across all areas of our business. Whether it’s investment advice, estate planning, or insurance, we always prioritise the client’s interests above all else.
Our new three-step process
We have designed a simple and structured process to make health insurance decisions easier and better informed:
The international health insurance market is crowded with brokers, but not all brokers operate in the same way. Many only work with a small handful of providers - sometimes as few as three or four, or in some cases, just one! The result is that clients are not truly seeing the full range of options, and recommendations are too often influenced by the level of commission a broker receives rather than by what is best for the client.
We think that is entirely the wrong approach. Our terms cover all of the major international health insurance providers, and we compare the market for every client. Our job is not to push one insurer or one plan, but to find the most appropriate fit for each individual or family, based on their location, lifestyle, budget, and healthcare requirements.
This is the same philosophy we take across all areas of our business. Whether it’s investment advice, estate planning, or insurance, we always prioritise the client’s interests above all else.
Our new three-step process
We have designed a simple and structured process to make health insurance decisions easier and better informed:
- Understanding your needs - We begin by looking at your situation in detail. Do you need family coverage? Are you concerned about specific conditions? How important is freedom to choose hospitals and specialists? These are the questions that shape the discussion.
- Comparing the market - Once we have a clear picture of what you need, we research the full international market. This includes the leading insurers, their plans, deductibles, benefits, exclusions, and premiums. Crucially, this is not a set of auto-generated quotes dropped in your inbox with little explanation - it’s a tailored analysis.
- Guided decision making - The final stage is where our independence really matters. We sit down with you and go through the options, the pros and cons of each, and what they mean for your situation. Our role is to make sure you have the clarity to make an informed choice, not to steer you toward one provider or another.
Why this matters
Choosing health insurance can be confusing and stressful. Different plans use different terminology, exclusions can be difficult to spot, and pricing structures can be opaque. Left without guidance, many expats either overspend on cover they don’t need or worse, under-insure themselves and face nasty surprises when claims arise.
We believe advice should remove that uncertainty. Our role is to take a complex marketplace and make it clear, so you know exactly what you are signing up for and why.
The Brigantia promise
Just as with our wealth management service, we are committed to offering health insurance advice that is independent, transparent, and aligned entirely with your interests. We are not beholden to any provider. We don’t chase commissions. We don’t cut corners.
Instead, we provide the right advice, every time.
If you would like to review your current health insurance, or if you’re taking out cover for the first time, get in touch with us today to book an initial consultation.
https://brigantiawealth.com/health_insurance
Choosing health insurance can be confusing and stressful. Different plans use different terminology, exclusions can be difficult to spot, and pricing structures can be opaque. Left without guidance, many expats either overspend on cover they don’t need or worse, under-insure themselves and face nasty surprises when claims arise.
We believe advice should remove that uncertainty. Our role is to take a complex marketplace and make it clear, so you know exactly what you are signing up for and why.
The Brigantia promise
Just as with our wealth management service, we are committed to offering health insurance advice that is independent, transparent, and aligned entirely with your interests. We are not beholden to any provider. We don’t chase commissions. We don’t cut corners.
Instead, we provide the right advice, every time.
If you would like to review your current health insurance, or if you’re taking out cover for the first time, get in touch with us today to book an initial consultation.
https://brigantiawealth.com/health_insurance