Evolving Wealth Management: The Shift from Commission to Client-Centred Fixed Fees

4th March 2024
In the landscape of international wealth management, the predominant commission-based model has long dictated the dynamics of client-adviser relationships. This traditional approach, where advisers are compensated through commissions by providers, often results in higher product charges for clients, indirectly impacting their investment growth.

Such a structure not only obscures true costs but can misalign the incentives between advisers and their clients, particularly affecting those with substantial investable assets.
Contrastingly, Brigantia Private Wealth Management champions a revolutionary capped fee model, designed to foster transparency, efficiency, and alignment of interests with our high-net-worth clients. Our model stands as a beacon for those seeking a more equitable approach to financial advisory services.
Why the Capped Fee Model Surpasses the Commission-Based Approach:

  1. Cost Efficiency for High-Net-Worth Individuals: Our capped onboarding fee and minimal ongoing advice charge significantly reduce the cost impact on large investments, contrasting sharply with the commission model where costs escalate with the investment size.
  2. Transparency and Clarity: Brigantia’s fee structure eliminates the opacity of commission-based models, offering clients clear insight into what they are paying for advisory services.
  3. Enhanced Investment Growth: Lower advisory costs mean a larger portion of your investment remains working for you, compounding over time and potentially leading to greater asset accumulation.
  4. Alignment of Interests: Moving away from commissions allows us to focus solely on what's best for our clients, ensuring advice is always tailored to their financial goals without the influence of external incentives.

This blog post aims to shed light on the transformative potential of adopting a capped fee model, especially in the context of the commission-dominated overseas market. We delve into how Brigantia's approach not only saves money for high-net-worth clients but also redefines the essence of the client-adviser relationship towards a more transparent, equitable, and growth-focused partnership.

Join us in exploring the advantages of the capped fee model and how it represents a significant departure from the commission-based practices prevalent in the industry.

Discover the difference Brigantia Private Wealth Management is making in the lives of expatriates worldwide, steering them towards financial success with integrity, transparency, and unparalleled expertise.